Stunning 3+1 bedroom, 3 bathroom, 4-level back-split on quiet cul-de-sac in Cobourg's desirable west end waterfront neighbourhood! Extensively updated over the past year with beautiful new laminate flooring throughout, fresh paint, kitchen refresh with quartz counters and updated lighting, and bathroom refreshes. The fully finished basement is an entertainer's dream featuring a recreation room with custom bar, additional bedroom, dedicated office space, and brand new full bathroom.Located just steps from Lake Ontario and Cobourg's scenic waterfront trails, this home sits on a private fenced lot surrounded by mature trees. The covered deck, accessed through walkout sliding doors from the kitchen, provides perfect outdoor entertaining space. Inside, enjoy the bright living room, open dining area, and lower level family room with cozy gas fireplace. The kitchen boasts quartz countertops, butcher block accent counter, and refreshed cabinetry. Recent improvements include new garage door, sealed driveway, modern switches and fixtures, stylish exterior lighting, and freshly painted deck. Beautiful gardens feature lilacs, roses, perennial beds, and mature mulberry tree.Excellent school options nearby: Burnham Public School (10-minute walk), Terry Fox Public School (5 minutes by car), Cobourg Collegiate Institute for secondary, plus French options including École élémentaire Viola-Léger and ES Ronald-Marion. Four parks and twelve recreational facilities within walking distance. Close to Northumberland Hills Hospital, transit, Hwy 401 and VIA Rail station.